ShareWhat a year it has been for the real estate and mortgage industry both nationwide and locally here in Houston, TX. While mortgage rates are pretty much for the most part set nationally, real estate prices are definitely tied to …
Tag Archives: super-jumbo mortgages
Houston, TX Mortgage Update
Posted 169 days ago byMortgage Foreclosures Decline & Rates Stable
Posted 361 days ago byShareMortgage-foreclosure activity decreased in April for the seventh straight month, bringing total foreclosure activity to a 40-month low, according to a new report from RealtyTrac. Like any news story there is always the “Headline” story and the “Real” story. The …
Mortgage Rates – Jumbo Loans
Posted 373 days ago byShareMortgage rates are very near all-time lows in the history of the mortgage market when it comes to conforming/conventional mortgages. Even though mortgage rates are very low consumers wonder why jumbo mortgage rates while still very low as well are …
Mortgage Rules Ever Changing Part 2
Posted 380 days ago byShareIn this second part of “Mortgage Rules – Ever Changing” I’ll address how the government adds costs to the mortgage and time to get the mortgage for the consumer. The mortgage market is not just regulated by one government agency as it …
Mortgage Rules – Ever Changing
Posted 381 days ago byShareIt seems that mortgage underwriting guidelines change as often as the weather in Houston, Texas and that’s a lot. Why the constant change in mortgage underwriting for conforming mortgages, jumbo mortgages, and super jumbo mortgages? Two reasons, risk management and …
The Importance of Comparable Sales for Your Mortgage
Posted 391 days ago byShareIn today’s mortgage market once you know you are credit qualified for a conforming mortgage, jumbo mortgage, or super jumbo mortgage the most important thing to have is making sure that your property you are purchasing or refinancing has good …
Mortgage Rates & Credit Scores
Posted 394 days ago byShareYour mortgage rate is heavily influenced by your credit score. Whether you have a conforming mortgage, jumbo mortgage, or super jumbo mortgage the fact of the matter is the higher the score the better your interest rate on your loan. …

