Tag Archives: super-jumbo mortgages

Houston, TX Mortgage Update

Posted ago by Cary Cox

ShareWhat a year it has been for the real estate and mortgage industry both nationwide and locally here in Houston, TX.  While mortgage rates are pretty much for the most part set nationally, real estate prices are definitely tied to …

Mortgage Foreclosures Decline & Rates Stable

Posted ago by Cary Cox

ShareMortgage-foreclosure activity decreased in April for the seventh straight month, bringing total foreclosure activity to a 40-month low, according to a new report from RealtyTrac.  Like any news story there is always the “Headline” story and the “Real” story. The …

Mortgage Rates – Jumbo Loans

Posted ago by Cary Cox

ShareMortgage rates are very near all-time lows in the history of the mortgage market when it comes to conforming/conventional mortgages. Even though mortgage rates are very low consumers wonder why jumbo mortgage rates while still very low as well are …

Mortgage Rules Ever Changing Part 2

Posted ago by Cary Cox

ShareIn this second part of “Mortgage Rules – Ever Changing” I’ll address how the government adds costs to the mortgage and time to get the mortgage for the consumer. The mortgage market is not just regulated by one government agency as it …

Mortgage Rules – Ever Changing

Posted ago by Cary Cox

ShareIt seems that mortgage underwriting guidelines change as often as the weather in Houston, Texas and that’s a lot. Why the constant change in mortgage underwriting for conforming mortgages, jumbo mortgages, and super jumbo mortgages? Two reasons, risk management and …

How Can I Be Sure That I Will Be Listing With a Superior Agent?

Posted ago by Cary Cox

ShareTo help you answer this question, Flagstone Financial in association with By Referral Only has listed thirteen questions you can ask prospective listing agents. The answers to these questions should tell you how professional the agent is compared to others in …

The Importance of Comparable Sales for Your Mortgage

Posted ago by Cary Cox

ShareIn today’s mortgage market once you know you are credit qualified for a conforming mortgage, jumbo mortgage, or super jumbo mortgage the most important thing to have is making sure that your property you are purchasing or refinancing has good …

Mortgage Rates & Credit Scores

Posted ago by Cary Cox

ShareYour mortgage rate is heavily influenced by your credit score. Whether you have a conforming mortgage, jumbo mortgage, or super jumbo mortgage the fact of the matter is the higher the score the better your interest rate on your loan. …