Tag Archives: mortgage application

FHA For Immigrants

Posted ago by Cary Cox

ShareHouston has over one-hundred thirty different countries with immigrants located in our city. That’s because Houston is a huge international city due to the being the world’s energy capital and the world-wide reputation of the Texas Medical Center located in …

Check Your Credit Before You Look For a Home

Posted ago by Cary Cox

ShareBefore starting the home buying process you should always check your credit report for erroneous information. Why? Two reasons – first at any time more than half of the nation’s population has incorrect information on their credit report. Second, if …

Mortgage News – Things I’m Seeing

Posted ago by Cary Cox

ShareThe one constant it seems over the last few years in the mortgage lending industry is change, especially in underwriting guidelines. It seems that Fannie-Mae and Freddie-Mac are constantly tightening mortgage underwriting guidelines for anyone that wants to refinance their …

Mortgage Application Tips – Part III

Posted ago by Cary Cox

ShareThis post will be the last in our series of “Mortgage Application Tips”. The blog posts have been written to show borrowers how to enhance their chances for mortgage loan approval when financing their home. We’ve covered credit scores, income, …

Mortgage Application Tips – Part II

Posted ago by Cary Cox

ShareLet’s finish up with employment and income tips picking-up where we last off last time.  For those borrowers that work for a company which they do not own make sure that you give your loan originator the name of the …

Mortgage Application Tips – Part I

Posted ago by Cary Cox

ShareThe days of just breathing will get you a loan approval are thankfully long-gone and hopefully never coming back. Obviously after taking billions of dollars in losses lenders have tightened up their mortgage underwriting guidelines making what you put on …

Mortgage Application

Posted ago by Cary Cox

ShareIf you have not made a mortgage application recently and are thinking about refinancing with the current low mortgage rates or need to submit a mortgage application to purchase a home – be prepared to provide more documentation than you …