Residential Mortgages

Residential LendingIt’s your largest investment, you deserve an experienced mortgage professional.

There is an adage in business that applies when obtaining a mortgage for your home, “Nothing replaces experience.” At Flagstone our team brings over thirty-five years mortgage-financing experience to help you find not only the best mortgage rate, but the best mortgage product for your unique situation.

We are the experts in residential lending for conforming, jumbo, super-jumbo mortgages for both purchasing and refinancing your home. We also provide the very best rates for home-equity loans. Moreover, we understand how to structure your mortgage transaction to best benefit you financially.

You deserve someone with decades of mortgage experience that you can trust to help you make the right mortgage decisions. A person that will listen to your needs, goals, and will take the time to get a complete understanding of your unique financial situation in order to provide you the best option.

You deserve an experienced professional that does more than quote a rate and closing costs.

It’s not just a loan it’s your home! We have the experience, knowledge, and education to provide you with viable options and help select the best one to benefit you as part of your financial plan and goals.

We bring all three to the table for your benefit:

Experience –

At Flagstone we have closed thousands of mortgage transactions and can tell you that no two are identical. Each client has a different set of needs and each mortgage comes with a different set of circumstances. We use this experience to tailor your loan to your unique situation.

Knowledge –

We have over thirty-five years of experience in financing both simple and complex mortgage transactions. Darren is a former Certified Public Accountant. He understands complex tax returns, insuring you get the maximum income possible to qualify for a loan. Cary has been a Licensed Real Estate Broker for over twenty years. You get a second set of eyes to review your real estate purchase-money contract.

Education –

Both Cary & Darren are graduates from The University of Texas at Austin. Darren has degrees in finance, accounting, international business, and a MBA from St. Edwards University. Cary has a degree in economics, political science in addition to state certifications as both a real-estate and mortgage broker. Our financial backgrounds insure that your mortgage has been looked at from all angles and is the best option.

Benefit –

When we work on your mortgage you benefit from our experience, knowledge, and education. More than likely, this is one of the largest and most important financial transactions you will ever make.

You might do a mortgage only four or five times in your entire life… but we do them every single day.  It’s your home and your future.  It’s our profession and our passion.  We’re ready to work for your best interest.

Call today and let us find the best option for you!