Monthly Archives: April 2011

Protect Your Home from Burglars

Posted ago by Cary Cox

Share Here’s the inside scoop on the most effective ways to protect your home and family from unwelcome intruders. Flagstone is happy to presnt this information brought to us by By Referral Only & Better Homes & Gardens Doors: Choose …

The 10 Dumbest Mistakes Smart People Make When Buying & Selling a Home

Posted ago by Cary Cox

Share Buyers Mistakes Prevented By 1.  Not knowing how much they can afford to pay for a house before they make an offer. Get pre-qualified for a mortgage from a Lender, so you know in advance exactly how much you can …

How Can I Be Sure That I Will Be Listing With a Superior Agent?

Posted ago by Cary Cox

ShareTo help you answer this question, Flagstone Financial in association with By Referral Only has listed thirteen questions you can ask prospective listing agents. The answers to these questions should tell you how professional the agent is compared to others in …

The Importance of Comparable Sales for Your Mortgage

Posted ago by Cary Cox

ShareIn today’s mortgage market once you know you are credit qualified for a conforming mortgage, jumbo mortgage, or super jumbo mortgage the most important thing to have is making sure that your property you are purchasing or refinancing has good …

Mortgage Rates & Credit Scores

Posted ago by Cary Cox

ShareYour mortgage rate is heavily influenced by your credit score. Whether you have a conforming mortgage, jumbo mortgage, or super jumbo mortgage the fact of the matter is the higher the score the better your interest rate on your loan. …

Mezzanine Financing – It’s Place in Commercial Lending

Posted ago by Darren Smith

ShareWith today’s tight-credit markets conventional financing is not always available for some development purposes. Mezzanine Financing can be used as a bridge between final development and obtaining permanent financing. Mezzanine lenders however do have their own requirements in order to …

Conforming & Conventional Mortgages – What’s The Difference?

Posted ago by Cary Cox

ShareThe difference is that there is no difference! The term “conforming” is most often used when speaking specifically about a mortgage amount; however, the terms “conforming” and “conventional” are frequently used interchangeably. These are mortgages that meet the underwriting criteria …

Becoming Lendable in Today’s Mortgage-Market For Self-Employed Borrowers –

Posted ago by Cary Cox

ShareThe underwriting guidelines for mortgages have changed over the last couple of years. The biggest change is the elimination of stated-income loans. These types of mortgages are gone and they are not coming back any time soon and most likely …

Special Report : How To Show Your Home

Posted ago by Cary Cox

Share  OUTSIDE: Trim all shrubs. Pull all weeds. Flowers planted. Leaves raked. Water your lawn to keep green. Pick up and discard or store all implements, materials and debris that are not part of the lawn decor. All windows washed. …

Adjustable Rate Mortgages: How Do They Really Work?

Posted ago by Cary Cox

Share An adjustable rate mortgage (ARM) is one that provides for the interest rate to change (adjust) at fixed intervals throughout the term of the loan. How often the interest rate can change is determined in advance, and is spelled out …